Updated_HOTW-Banne

Well..today I share some birthday thoughts…

Posted by Chuck Bentley

Jul 2, 2015 7:00:00 AM

I was born this day in 1957. If you don’t want to do the math in your head, that makes me 58 years old today.   There is something about my life that I think may encourage you.   Mom and Dad tell me that I was born with complications at birth that caused the doctors to believe that I might not live.  My parents called for a prayer meeting with close family and friends and asked the Lord to spare my life. They say they gave me over to God completely.  It was no surprise to them that one day God called me into His service.

But my journey was not a path on the straight and narrow.  I made many mistakes along the way. In fact, God took my area of greatest weakness and turned into something useful for good. You see, managing money was always a challenge for me.  For years it looked like my path was not going to lead me to ministry but to become really rich or really poor! 

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Topics: Personal Finance

What takes your breath away?

Posted by Chuck Bentley

Jul 1, 2015 7:00:00 AM

The word awesome means overwhelming reverence, admiration or fear. 

Jacob was the first to use this word in the Bible in Genesis 28:16-17:

Then Jacob awoke from his sleep and said, “Surely the Lord is in this place, and I did not know it. And he was afraid and said, “How awesome is this place!” 

The Bible places an exclamation point after this phrase.  So I don’t think Jacob used “Awesome” in a boring tone like my kids might say it to me when they are bored and want to me to move on in the conversation.  No, I think being in the presence of God Almighty took Jacob’s breath away.   I think he was catching his breath and saying How Awesome is this place!  Wow!  He was electrified, stunned, shocked, moved to the core of his being. 

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Topics: Personal Finance

I think we are in for a significant economic correction later this year. Here’s my advice.

Posted by Chuck Bentley

Jun 30, 2015 7:00:00 AM

I recently participated in a conference that featured Rabbi Jonathan Cahn, author of both The Harbinger and The Shemitah.  Rabbi Cahn is convinced that this year of Jubilee beginning in September of 2015 will bring a significant shaking of the financial markets.  I enjoyed listening to his logic based upon an understanding of Scripture and the times we are living in.  However, Rabbi Cahn is quick to point out that he is not a prophet and does not know the future. He is simply giving a warning of his concern more as a son of Issachar who understands the times. 

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Topics: Personal Finance

Are you re-purposing or retiring?

Posted by Chuck Bentley

Jun 29, 2015 7:00:00 AM

I recently received a call from listeners to the program that gave me great joy. The couple shared with me their plan to repurpose their lives and asked for some financial advice.   Both are now 68 years old, the husband retired from the postal service and has a modest pension.  They currently live in Florida and have lots of friends there who plan to take it easy, walk on the beach, play golf and enjoy their senior years. 

Not so for these two…they believe God is leading them on a different adventure.  Both were separately inspired by the praise song, Oceans by Hillsong.  One line struck them in the heart…”Lead me to faith without borders”.  That phrase caused both of them to ask the Lord what He would prefer they do other than the typical retirement.

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Topics: Personal Finance

Have you ever examined your financial motives?

Posted by Chuck Bentley

Jun 25, 2015 9:30:00 AM

Many people make daily decisions for earning, spending, saving, investing, borrowing and even giving money without ever considering their motives for these actions. 

Proverbs 16:2 says, All the ways of a man are pure in his own eyes,
but the Lord weighs the spirit.

Solomon is teaching us that we think our actions are always right and justified but the Lord is looking much deeper into our spirit. In other words, motives matter. 

Here are a few starter questions? 

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Topics: Personal Finance

Is your car driving you to the poor house?

Posted by Chuck Bentley

Jun 24, 2015 8:00:00 AM

According to the Wall Street Journal, in a recent article called, How Rich and Poor Spend Their Money, the middle class wage earners spend a much higher percentage of their income on transportation than any other wage earners, rich or poor. 

Analyzing data from the Consumer Expenditures Survey gathered by the Department of Labor, middle class folks spend nearly 20% of the annual income on their transportation.  That is about 5% more than the rich or poor spend as a percentage of their income. In other words, the middle class is the one spending too much on expensive cars. 

Now, this cost can be actually much lower using my advice, which is to always drive a used car that you pay for in cash.  If you purchase a quality used car that is 3-5 years old, has been well maintained preferably by one owner and has low miles, you will get a much better overall value than buying new. Further, if you are able to pay cash for your car, you will save much of the cost of financing or leasing your car. 

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Topics: Personal Finance

Researchers say they have cracked the code to happiness

Posted by Chuck Bentley

Jun 23, 2015 8:00:00 AM

There was some irony in this whole news story out of CBS New York.

After decades of studying and working with tens of thousands of patients, researchers at the Mayo Clinic, one of the most prestigious health organizations in the world, say they’ve cracked the code to being happy.

According to psychiatrist John Tamerin , “for many people the root of everything we’re chasing, a better job, more money or true love, is a pursuit of happiness.”

But this endless pursuit often backfires. “If you lead your life always waiting for a great thing to happen, you probably will be unhappy,” Tamerin said.

And perhaps one of the biggest hindrances to being happy is too much thinking about one’s self, research shows.  “Complainers are never going to be happy,” according to the research. “Happiness is a decision.”

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Topics: Personal Finance

Are you suffering right now? Stay tune for some encouragement…

Posted by Chuck Bentley

Jun 22, 2015 8:00:00 AM

Nobody likes to suffer. I sure don’t.  But I have learned that it helps to put it all in context to better endure the pain.

For instance, if I hit my thumb with a hammer, now that hurts, and it makes me want to scream and shout and dance around on one foot while being really mad at myself. But if a fireman breaks through a window to rescue a child from a blazing house fire and barely escapes with his own life, even though he may have cuts and burns and suffering from smoke inhalation, holding that child safely in his arms makes it all worth it. He will not be complaining about his own injuries or pain. 

You see, Paul said we should see our pain and suffering much like the fireman; it has a greater purpose.  Listen to Romans 5:

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Topics: Personal Finance

What would it take for you to really be content?

Posted by Chuck Bentley

Jun 18, 2015 7:00:00 AM

HOTW_June18For most of us, we have something that we are looking to that will improve our contentment.  Have you given thought to what would immediately increase your personal contentment?

A better car?  A better job?  Maybe just a raise?  Would it take a long vacation?  How about becoming debt free? 

Now, I understand our financial condition can cause a lot of worry, stress and discontentment. And I think it is important to be working towards improving your financial well being. But, not at the expense of loosing your contentment right now.

Let me explain…

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Topics: Personal Finance

Did you read the story about the couple with 100 grandchildren?

Posted by Chuck Bentley

Jun 17, 2015 7:00:00 AM

According to a story released by the Associated Press, A western Illinois couple recently celebrated the birth of their 100th grandchild. You heard that correctly – number 100.

Leo and Ruth Zanger of Quincy have 53 grandchildren, 46 great-grandchildren and one great great grandchild. The birth of great-grandson Jaxton Leo on April 8 made the number 100.

Like me, you may be wondering how many children it took to achieve this impressive supersized family tree. The Zangers have been married 59 years and have 12 children. The youngest, 31-year-old Joe, was already an uncle ten times when he was born.

How do they explain this? Leo Zanger tells The Quincy Herald-Whig "the good Lord has just kept sending them." He says the family "could start our own town."

Do they have too many?  Not according to Ruth Zanger, she says "there's always room for one more."

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Topics: Personal Finance

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