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God’s word has a lot to say about finances, in fact, there are more than 2,300 verses in the Bible on the topics of money and possessions!

God did not leave us alone to fight all the financial pressures and challenges we face without His wise guidance and trustworthy principles.

Please feel free to check Crown’s resource library of online tools,calculators and downloads.

6 Ways to Go Green for St. Patrick’s Day

Chuck Bentley on 3/17/17 9:00 AM

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Originally posted on the Christian Post on March 17

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.

Dear Chuck,

Happy St. Patrick’s Day! In thinking about going green, I’m wondering if there are any principles to keep in mind and any ways to go green cheaply?

An Irish Wish

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3 Surprising Steps to Getting Out of Debt

Originally posted on the Christian Post on February 24.

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.

 

Dear Chuck,

Credit cards are killing me, and it feels like getting a handle on money is some kind of 12-step program. Where do I begin?

Feeling Overwhelmed.

Dear Overwhelmed,

Well, I have some good news and bad news. The good news is that it’s not the credit cards that are killing you. The bad news is that it’s the lack of savings!

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Do you want to get out of debt in the New Year?!

Originially posted on the Christian Post on January 6.

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.

 

Dear Chuck,

I read your column about making New Year’s resolutions, and I’ve made mine: Get out of debt. It’s not my first attempt, but I’m hopeful that this time I can do it. I wish I had a more creative tale of woe, but it’s basically the same old boy-goes-to-college, boy-gets-loans-and-credit-cards, boy-wants-out! How should I get started?

Looking for a New Beginning

 

Dear New Beginning,

Congratulations on deciding to take another run at getting out of debt. I will address the student loans and the credit cards alike. And yes, you can do this! The final chapter to your tale should be three steps to boy-pays-off-all-debt!

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Holiday Havoc: Married to Ebenezer Scrooge, but I still love Christmas!

Originially posted on the Christian Post on December 9.

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.

Dear Chuck,

My spouse and I are on the opposite sides of Christmas. He’s kind of an Ebenezer Scrooge, doesn’t want to spend any money and thinks most decorating is a waste of time and resources, but I love the excitement of the season, and gift giving is a way I like to show my affection. Every year, we end up having huge disagreements over how to celebrate the holiday. He is a Christian, and so we both share an appreciation of Christmas as a celebration of Jesus’ birth, but we are not on the same page at all on what that looks like … or how much money to spend. Can you help us?

Tired of Christmas Conflict

Dear Tired of Conflict,

If it makes you feel any better, you’re not the first person to ask me that question. Just because you and your husband share an appreciation of Christmas doesn’t mean that you naturally agree on how to mark this occasion (or other celebrations for that matter). My wife, Ann, and I have had to work through our own differences over the years as to how we prefer to mark this joyous occasion.

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To buy the perfect insurance policy, know the day of death!

Originially posted on the Christian Post on December 2.

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.

Dear Chuck,

My father recently passed away in an accident and a whole life insurance policy he had is providing some financial relief to my mother, though unlike some other policies they had, it did not pay more for an accidental death. But a term life policy my mother had ended and all that money they paid was lost, and no benefits will be available at all, and now because of my mother’s health, she can’t get another policy to help with some family obligations that will continue. That seems wrong to me. Can you explain how to pick an insurance policy and what to keep in mind when considering a purchase?

Confused and Uncovered

 

Dear Confused,

First, let me express my condolences on your loss and my hope that you are finding comfort from those closest to you. And second, great question, because making an insurance purchase is a lot more complicated than television spokespeople can lead you to believe. There is only one way to make the perfect insurance choice – by knowing the day of your death - which of course is impossible! People buy insurance trying to make their best guess about what resources will be needed should a tragedy occur, but because we don’t know when or how this might happen, choices must be made based on resources, health, and family circumstances.

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“Budget Hack” Work to Save Big Bucks

Chuck Bentley on 10/28/16 9:00 AM

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Originially posted on the Christian Post on October 28.

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Tax Refunds: To Shop or Not To Shop – That is the Question

Chuck Bentley on 4/15/16 9:00 AM

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Originally posted at Christian Post April 15, 2016.

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.

Dear Chuck,

Procrastinators Unite! This weekend, my husband and I will be crashing on our tax returns, due Monday, April 18th, and we’re hoping to receive a return. What do you suggest we do with the money?  

Procrastinator

Dear Procrastinator,

It is never best to wait until the last minute to do your income tax return but it is better than not filing or filing late! 

Since the majority of filers will receive a refund, this is a great question; especially when the average tax return in 2015 was $3,120.  Usually, I wouldn’t turn to a poll to offer advice, but I’m going to make an exception today after reading about a new one out from Bankrate.com. Despite assertions that the economy is doing well and unemployment is down, most people are experiencing stagnant wages with little job growth.

Better than Shopping. Bankrate found our present economy is impacting how people intend to use their money with “84 percent of Americans receiving refunds intend to pay down debt, save or invest their windfall or use it for everyday necessities.” In fact, only 7 percent said they intended to spend the money or take a vacation with the cash.  

I thoroughly applaud the more than 8 out of 10 Americans intending to hold on to that cash. At Crown, we advise that a good budget begins with $1,000 in an emergency fund followed by a plan to get debt free and stick with a plan. According to the Pew Charitable Trust, 80 percent of Americans are in debt, though that does include people with a mortgage. Still, about 4 in 10 people have expensive consumer debt like credit card debt, student loans or car loans.

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