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Collecting Debts From Friends

Originally posted on the Christian Post on June 2

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.

Dear Chuck,

About 9 years ago I loaned an acquaintance I met at church a substantial amount of money, with documents signed to ensure repayment. The time for repayment has come and gone. This person has since moved out of state, gotten married and has stonewalled me at every attempt to collect. He no longer responds to emails or phone calls. Would I be out of line to take him to court, or contact his family members to enlist their help in getting him to pay his debt? What steps, as a Christian, should I take now?

Unpaid

 

Dear Unpaid,

I am sorry for your predicament! This is a sad scenario that I hear frequently. It has brought some to the point that they trust Christians less than non-Christians.

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Does God Want You To Be Rich?

Originally posted on the Christian Post on May 26

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.


Dear Chuck,

I find the conflicting messages among well known preachers and financial experts confusing when it comes to whether I should expect to do well financially if I am in God’s will and following His plan. You turn on the television, and many of the most popular preachers insist that good times are ahead for the faithful. Are they?

Pondering Prosperity

 

Dear Pondering,

There are a lot of financial teachers, preachers and gurus in the world today! It is good to be skeptical about who you should be listening to as each has a very different financial and biblical philosophy. You are certainly not alone if you are confused. “How much do I deserve?” is a question most people ponder throughout their working life. It’s an age-old concern to really know what you are worth and what to financially expect of or from God.

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Learning From Failure

Have you ever failed? I mean, really failed?

You know, that sickening feeling when you realize you’ve missed the mark, made a huge mistake, or gone just a little too far? No wonder it’s one of our greatest fears.

I've certainly failed. My biggest financial failure was becomming successful in the eyes of the world and a failure as a steward of what God had given me. I got so distracted by my own goals and achievements that I sought after the wrong things - I accumulated worldly wealth instead of true Kingdom riches.

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Do You Like Your Job?

The ancient philosopher Aristotle said “Pleasure in the job puts perfection in the work.”

When we enjoy our work we tend do it better than the one who does not. Great satisfaction is found when our gifts and talents are put into action.

If our purpose on earth is to serve God by glorifying Him in all that we do, then our vocation is a platform for that purpose.

In fact, we have the awesome privilege and responsibility of orienting our lives accordingly. Only by putting those gifts and talents into practice can we truly experience deep joy in what we do.

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Honesty in the Workplace

Canadian businessman and politician, Stanley J. Randall, said, "The closest to perfection a person ever comes is when he fills out a job application form."

Have you ever been tempted to exaggerate your credentials when completing a job application or updating a resume?

Desperate people will often lie in a competitive employment market. Some falsify education history or work experience, technical skills or positions held.  A survey from CareerBuilderrevealed that 56% of over 2,000 hiring managers found a lie on applicant’s resumes.

Some actual examples include:

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Building a Reputation that Lasts

Are you full of good intentions but never make headway? Henry Ford said, "You can't build a reputation on what you are going to do.”

Our careers are highly dependent on the reputations we build...and our reputations are established by our priorities. For a Christian, those priorities must be established outside of what the world calls success. Christ warned that a man could gain the entire world but forfeit his soul in the pursuit thereof.

A Christian in the workplace must live by what the Westminster Shorter Catechism teaches: "chief end of man is to glorify God, and to enjoy him forever." Choosing to live with that goal and purpose, a man’s reputation will be established on Truth.

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Resisting Temptation

Paul taught Timothy that those who want to get rich fall into temptation and snares.

Paul knew the heart of man.

Like the world, Christians rationalize indulgence. Our affluence has distorted our priorities and we compromise truth in the deception of self-fulfillment.

Paul told the Corinthians “No temptation has overtaken you except what is common to mankind. And God is faithful; he will not let you be tempted beyond what you can bear. But when you are tempted, he will also provide a way out so that you can endure it.”

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Why Stewardship Requires Humility

In Mere Christianity, C.S. Lewis said, “Pride gets no pleasure out of having something, only out of having more of it than the next man... It is the comparison that makes you proud: the pleasure of being above the rest.”

What convicting truth! Pride is one of the deadly sins and it's no question as to why. Stewardship requires humility. All the negative implications of living with pride can be counteracted with a positive reaction of humility.  

Pride abuses your wallet. Humility uses money for the Kingdom.

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3 Ways Pride is Killing Your Budget (and How to Stop It)

Andrew Murray said, “Pride must die in you, or nothing of heaven can live in you.”

Pride is a spiritual stronghold; a tool of the enemy used to set itself up against the knowledge of God. It controls, it entangles, and renders believers ineffective in their witness.

Beth Moore addressed it in her book, Praying God’s Word. She personifies pride as someone who cheats you of your destiny, contentment, knowledge, healing, holiness, vision, friendship, love, greatness in Heaven, and God's glory. 

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4 Steps to Get Out of the Debt Cycle

Humorist ‘Kin’ Hubbard once said, "The safest way to double your money is to fold it over and put it in your pocket." Apparently Americans haven’t taken his advice.

It is no longer any surprise that a significant number of Americans are living paycheck to paycheck. Sadly, research reveals that Americans are burdened with nearly the same amount of debt that they had during the Great Recession.

In the third quarter of 2008, America hit the depths of the Recession.  At that time, total household debt was $ 12.7 trillion. Just one month ago, the New York Federal Reserve predicted that total household debt would one again reach that level this year.

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