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Benefits of an Edible Landscape

Aaron Huffstetler at TheBalance.com reports that an edible landscape will reduce your grocery bill, allow you to enjoy foods at peak freshness, make it easy to eat more fruits and vegetables and help you to weather financial hardships.

He recommends planting edibles throughout the yard.

Ground covers add visual interest, fill space between other plantings and keep weeds out. A few edible ones are chamomile, vining cranberries, creeping thyme, strawberries and lowbush blueberries.

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This App May Save You Money

I was recently informed of a new app called Clarity Money. Basically, it connects to all of your accounts and gives recommendations that can improve your financial health.

With this cutting edge app, you can cancel subscriptions, lower bills, get your credit score, find a better credit card, transfer money between accounts and set up a savings account. It even helps you stay within your budget by making sure you don’t overspend.

Business Wire reports, “Clarity Money works by using data science and artificial intelligence to negotiate bills, cancel subscriptions and save customers hundreds of dollars at the click of a button.” It creates a customized experience for users.

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Tips on When to Take Social Security Benefits

The consequences of the onset of Social Security benefits are enormous. Recent reports by Sandra Block, at Kiplinger.com and Viewpoints at Fidelity.com confirm this.

You are eligible for benefits if you’ve worked a minimum of 10 years in positions covered by Social Security. Benefits are based on two main variables: earning in the 35 highest-paid years of your career and the age in which you begin receiving your benefits.

Those 35 years do not have to be consecutive, and if you work past age 65, those earning years, even part-time, will be included if part of your highest 35 years.

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The Benefits of Plants at Work and Home

You may not have access to a garden at your office, but did you know that a plant at your desk can impact the quality of your work?

Articles at Earth911.com and GoodEarthPlants.com reveal why.

Scientists report that certain plants improve indoor air quality and help eliminate toxins like formaldehyde, benzene, and hexane from the air. They have psychological benefits and promote healing from illnesses.

One study showed that plants reduce carbon dioxide thereby easing stress and aid in recovery from stress. This ultimately boosts employee productivity.

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6 Ways to Go Green for St. Patrick’s Day

Originally posted on the Christian Post on March 10

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.

Dear Chuck,

Happy St. Patrick’s Day! In thinking about going green, I’m wondering if there are any principles to keep in mind and any ways to go green cheaply?

An Irish Wish

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The Biggest Financial Regrets of Americans...And How To Avoid Them

Catey Hill at Marketwatch.com recently reported, “Many Americans are filled with regrets – financial regrets.” In fact, 3 out of 4 harbor regrets, according to a recent survey by Bankrate.com.

Sadly, the biggest regret is not saving enough for retirement early enough. The other regrets in descending order are:

  1. Not saving enough for emergency expenses
  2. Taking on too much student loan debt
  3. Taking on too much credit card debt
  4. Not saving enough for children’s education
  5. Buying a bigger house than they could afford
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Do you need an attitude adjustment?

Are you feeling defeated or overwhelmed by your financial circumstances? Then maybe you need to look up and give thanks.

Paul told the Thessalonians to “Rejoice always, pray without ceasing,  give thanks in all circumstances; for this is the will of God in Christ Jesus for you.” 1 Thessalonians 5:16-18

Paul says to give thanks in ALL circumstances. Not just the good. Why? Gratitude changes our perspective. It gets our eyes off ourselves and onto the great I AM, the One who is, who was and is to come. He promises to work all things together for good and disciplines us out of love for us.

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6 Common Spending Triggers to Watch Out For

Emotional triggers cause you to spend money. Maggie McGrath at Forbes made a list of the most common ones. 

  • Alcohol or hunger can lower inhibitions and cause people to buy and regret it later.
  • Emotional turmoil causes people to spend in an effort to gain control and feel happy. But the short-term gratification won’t last long.
  • Loneliness leads to purchases that temporarily medicate. But a Journal of Consumer Research paper says there’s a “loneliness loop” in which materialism and loneliness create a self-reinforcing cycle.
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5 Tips for a No-Spend Weekend

When you are down to your last few dollars, it may be time you have a No-Spend Weekend. Amanda, creator of CentsiblyRich.com says it’s a super way to save a little cash.

Impossible this weekend? Then, aim for another. Recruit friends to do it with you. You will be shocked at the fun you have while not spending a cent.

Make sure you have ingredients to eat all your meals at home. Cook things the whole family will enjoy. If you have activities to attend with your children, then prepare snacks and drinks so you won’t buy food while you’re out.

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5 Lessons On Gift Taxes from Oprah and Tom Brady

Originally posted on the Christian Post on March 10

To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity.

Dear Chuck,

After the amazing Super Bowl victory of the New England Patriots and their quarterback Tom Brady, he said that he was going to give the truck he was going to get as MVP to James White for catching all those passes Brady sent his way in the nail-bitter of a game. He gave a previous truck for a Super Bowl win to Malcolm Butler, another teammate who played a great game. How easy is it to give a gift like that? Does the IRS get involved? (And where can I find a friend like that?!)

Just Curious

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